1^st, 2^nd and 3^rd chance auto credit are terms we often hear about, but it’s sometimes more difficult to understand how these terms apply to our own auto financing.

With AutoStudio 72, learn more about these financing options, our procedures that guarantee you are approved for financing and, finally, a few reasons

why it’s a good idea to choose a used vehicle.

The Importance of Good Auto Financing

Auto financing is one of the most important tools you have when buying a vehicle. In addition to allowing you to get the vehicle of your dreams with a reasonable payment plan, auto credit makes it possible to establish and improve your credit file.

Of course, it’s also important to obtain the best financing possible, because a well-considered financing solution with the lowest interest rates possible allows you to save on your purchase.

At AutoStudio 72, we take care of the calculations for your auto financing, and we make sure that you get the best auto credit deal, whether it’s 1^st, 2^nd or 3^rd chance financing.

2^nd and 3^rd Chance Credit: An Appropriate Choice

Although 1^st chance credit offers the best advantages, it sometimes happens that it’s not possible in your situation; whenever, for example, your credit file is too thin, or there are several problems on your file. That’s where 2^nd and 3^rd chance credit come in.

Contrary to what their names suggest, 2^nd and 3^rd chance credit are not necessarily offered in that order. In other words, 3^rd chance credit is not only offered to those who’ve been refused the 2^nd chance. Certain situations ask for one or the other, to obtain the best possible financing.

Our team of professionals understand very well the difference between both, and they’ll give you the opportunity that’s best adapted to your needs. Let us do the heavy lifting. All you need to do is fill up our application form online.

100% Guaranteed Approval

With us you’ll have a financing solution adapted to your needs. That’s AutoStudio 72’s word of honour! Your financing has never been this simple!

Regardless of the situation you’re in, you’ll be approved. We’ll be able to offer you auto financing, no matter your situation. Don’t hesitate to do business with us, if you recognize yourself in one of the following situations:

• You want to buy a car for the first time.

• Your credit file is new or too thin.

• You’re a self-employed person, and creditors avoid you because of this status.

• You have some financial difficulties right now, etc.

We understand that each situation is different, and that’s the reason why we’re committed to offering you a financing solution adapted to your situation.

There’s no minimum credit score for a car loan with us. Everyone can take advantage of our preapproval, which can be done in 20 minutes!

Choosing a Used Vehicle, It Pays!

Of course, the most importance reason among them all for choosing a used vehicle is the price. That being said, even if everyone knows that buying a used vehicle allows them to save a lot of money, people generally underestimate the savings they can make.

In addition to the base price, there are several additional fees that are added on top of the price of a new car, like:

• Destination charges (also known as delivery charges)

• Higher insurance premium, etc.

As you can see, there are several costs that we can avoid when buying a used car.

Now, the next question might be: What are the most reliable used cars?

Several car brands are well known for their reliability, which is a feature that translates very well to the used car market. When we’re talking about reliability, it’s often these car manufacturers that come up:

• Kia

• Toyota

• Honda

• Hyundai

• Mazda

However, any high-quality vehicle will always be equally reliable on the used car market, especially if it has been well maintained.

For that matter, here’s another benefit to buying a used vehicle: You will have more options for your budget.

If the vehicle of your dreams is a little too expensive for your taste, you will undoubtedly find it on the used car market at a much more affordable price. Whether it’s a car or a used SUV, there’s a vehicle for you!

For the ideal vehicle along with a financing solution adapted to your needs, you don’t need to look anywhere else. Fill out our Express Credit Application right now. AutoStudio 72, your used car dealership in Mirabel, on the North Shore of Montréal, a few minutes away from Laval.